The first step used by Florida Medicaid in determining eligibility is to calculate an applicant’s gross monthly income, not the net amount the applicant receives after taxes and/or Medicare Part B premiums are deducted. Only the applicant’s income is counted; a well-spouse’s income is not.

While each state implements Medicaid guidelines differently, Florida is known as a “Income Cap” state. This means that if an applicant’s gross income exceeds $2,199 per month, they would not pass the income test, nor qualify for Medicaid. However, since 1993, there is now a way to qualify even if the gross income exceeds the cap.